This page is published to make the public aware of what treatment you can expect from INDEPENDENCE BLUE CROSS OF PHILADELPHIA, PENNSYLVANIA, if you develop a chronic condition and are in need of continual medical care Benefits will not be available for services to a greater extent or for a longer period than is Medically NecessaryMedically Appropriate, as determined by the Carrier.The above statement is in the introduction of the Independence Blue Cross Personal Choice 102070 plan summary of contract. You have the Choice of what doctor or health care provider to use. Blue Cross has the Choice if you get the services paid for.In the case of my 5year old daughter, Blue Cross often decides not to approve treatment, even though in many cases 23 doctors have prescribed the treatment, and it is a covered service in the plan.

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